Skilled Insurance Bad Faith Attorney In Las Cruces, New Mexico
At The Law Offices of Kenneth G. Egan, our Las Cruces, New Mexico insurance bad faith lawyer has nearly three decades of experience in successfully representing policyholders who are unfairly or inaccurately compensated for damages that are outlined in their coverage.
Our Doña Ana County residents work hard to pay the insurance premiums that protect their homes, businesses, and families from accidents, destruction, and natural disasters. When their insurance companies are wrongfully withholding the compensation they deserve, our Las Cruces bad faith insurance law firm leads the way in pursuing the financial restitution our clients deserve.
What Is Insurance Bad Faith In Las Cruces, New Mexico?
Insurance bad faith is when an insurance company avoids following our Las Cruces, New Mexico laws by offering a lower than valued repayment option, delaying payment, or by withholding compensation altogether.
What Are The Most Common Bad Faith Insurance Practices?
In the State of New Mexico, it is unlawful for insurers to unreasonably deny or delay payments on a policyholder’s claim, to provide false or misleading information regarding the claim, or to deliberately undervalue the claim.
Common practices that may represent the insurance bad faith practices can include:
- Denying a claim outright without a valid explanation
- Failure to investigate a claim at all, or due to investigate it properly in a timely manner
- Intentionally misrepresenting the coverage terms
- Prolonging repayment unnecessarily before reaching a settlement
- Knowingly offering less than what the policy covers
- Deliberately canceling the policy once the insured files a claim
- Failure to provide the proper filing requirements, and then using noncompliance language to deny the claim
Our New Mexico laws that protect policyholders from insurance bad faith practices extends to the conduct of everyone involved. Insurance companies may not misrepresent the types or kind of coverage their clients agree to, beginning with the sales agent who sells the policy through the claims adjuster who handles the accident’s appraisal. If you believe that you have been treated unfairly during any stage of your insurance policy’s purchase or claim process, our experienced Las Cruces, New Mexico bad faith insurance attorney will help you pursue the compensation you deserve.
What Types Of Policies Can Result in Insurance Bad Faith Conduct In Las Cruces, New Mexico?
If you are pursuing your insurance company for compensation after an accident or damages have occurred, there is potential for bad faith insurance tactics to become a factor in the repayment process.
Any policy is vulnerable to insurance bad faith conduct, including:
- Automobile insurance
- Boat insurance
- Commercial insurance
- Construction insurance
- Health insurance
- Homeowner’s insurance
- Liability insurance
- Life insurance
- Property insurance
- Workers’ Compensation insurance
At Law Offices of Kenneth G. Egan, Our Personal Injury Law Firm Also Focuses On The Following Practice Areas:
Call Our Las Cruces Bad Faith Insurance Attorney
All insurers must investigate and evaluate the policyholder’s claim, including all injuries or damages that are outlined in their coverage. If you believe your insurance company has failed to provide good faith practices, contact our insurance bad faith attorney in Las Cruces, New Mexico at The Law Offices of Kenneth G. Egan for a free case evaluation today at (575) 523-2222.